We recently announced our final results for the twelve months ended 31 March 2020. Significant cost reductions and positive momentum in both divisions have positioned the group for sustainable profitability…
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The last decade has seen both thematic as well as sustainable investing moving into the mainstream, often precipitated by a transfer of wealth from older to younger generations. We view…
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Currently in the UK (separate taxation tiers for Scotland) you begin to lose your ‘personal allowance’ if your income exceeds £100,000pa.
The current annual allowance (the tax free…
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We believe that long term investing in a diverse range of assets and geographies is the best way to invest your money and that there have been some great opportunities…
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What is it?
In the current world of low interest rates and high uncertainty in what our everyday life will look like, something known as an ‘availability’ cash flow has…
Traditionally, the focus when constructing an investment portfolio has been on asset allocation and risk tolerance. However, people have often not given sufficient consideration as to ‘why’ they are investing.…
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Even in these modern times, talking to our family about tax possibly due on our estate when we are gone can be uncomfortable. However, considering the current tax rate of…
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The strange thing about history is how it seems to repeat itself again and again, with just the names and places changing. New technologies disrupting cosy old world businesses, heightened…
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Demand for sustainable investing is growing as an increasing number of people care about how they make their money as well as how much money they make. This has been…
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A relevant life policy can result in significant savings for company directors looking to take out life insurance, however without financial guidance and advice, many directors and business owners are…
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